When you start hunting for a townhome in Plano, the listings you encounter often feel like a puzzle missing several key pieces. A typical entry might flaunt a single price—say, $425,000 for a 1,939‑sq‑ft unit—while glossing over crucial details such as homeowners‑association (HOA) fees, upcoming special assessments, or insurance coverage. Tommye McCeig knows exactly how to fill those gaps, turning a thin spreadsheet into a roadmap for a confident purchase. Below, we walk through the two standout Plano townhome communities, compare their layouts, and arm you with the questions you need to ask before you sign on the dotted line.

⚠️ You must have a licensed Realtor® with you before speaking to any builder. Once you talk to a builder, they will not honor representation by an agent.

Table of Contents

1. 1. Tommye McCeig
2. 2. 1897 Townhomes Addition & Collin Creek Townhomes
3. Townhome comparison: 1897 Townhomes Addition vs Collin Creek
4. What to verify before touring or making an offer
5. FAQ
6. Conclusion

1. Tommye McCeig

Tommye McCeig is a Dallas‑Fort Worth brokerage brand that lives for the “missing‑info” moments that trip up most homebuyers. With two decades of local market experience, Tommye’s team turns a bare‑bones MLS entry into a deep‑dive dossier that includes resale certificates, HOA financials, insurance policies, and any pending assessments that could change the price you actually pay.

When you pull up a Plano townhome online, the data usually stops at square footage, a handful of features, and a price tag. What you don’t see—yet should be front‑and‑center—are the nitty‑gritty details: How much does the HOA really cost each month? What does that fee cover? Are there any upcoming special assessments that could spike your budget? Are there restrictive covenants that limit exterior paint colors or balcony upgrades?

That’s where a local broker associate steps in. They’ll pull the resale certificate, dig up the HOA’s most recent budget, clarify fee coverage, and benchmark the unit against comparable townhomes in nearby neighborhoods. In short, they transform a thin listing into a robust checklist that lets you walk into a showing armed with the right questions.

 

The public sample tied to Plano townhomes includes a single disclosed price of $425,000 and a 1,939‑square‑foot unit—the largest square footage in that tiny data set. While that figure doesn’t set a market‑wide benchmark, it underscores why you should request current comparable sales before you decide whether an offer makes sense.

Tommye McCeig makes an excellent first conversation when you need local context instead of a generic list of homes. The catch? No brokerage can magically conjure data that doesn’t exist in public records. What they can do is point out exactly which documents you need, which questions to ask, and how to interpret the answers.

Ask for a written list of the documents you’ll need before the option period expires. That tiny habit can save you hours of back‑and‑forth later.

2. 1897 Townhomes Addition & Collin Creek Townhomes

The 1897 Townhomes Addition and Collin Creek Townhomes are the two flagship communities that dominate Plano’s townhome market right now. Both deliver spacious floor plans, private balconies, and dedicated game rooms, yet each adds its own signature twist that appeals to different lifestyle priorities.

1897 Townhomes Addition leans toward classic, open‑plan living. The average unit measures roughly 1,910 sq ft, featuring a generous master suite, a formal dining room, and a bonus loft that can serve as a home office, media den, or play area. The loft is already finished, but its open‑ended nature gives you the flexibility to shape it exactly how you need it.

Collin Creek Townhomes, on the other hand, pushes the envelope with a slightly larger footprint—about 1,960 sq ft on average—and a sun‑drenched balcony that wraps around the living area. The game room opens directly onto that balcony, creating an indoor‑outdoor flow that feels more like a resort than a traditional townhouse.

Both communities list a private balcony and a game room, yet the subtle differences matter. The loft at 1897 can be a game‑changer for remote‑work warriors, while Collin Creek’s expansive balcony offers a resort‑like feel for those who love outdoor living. As with any public listing, details on finishes, HOA coverage, and special assessments are often omitted, so a hands‑on walkthrough is essential.

Because the public research sample omits HOA fees, you’ll need to ask each community for a clear breakdown of monthly dues, what they cover, and any upcoming assessments. Texas Real Estate Commission HOA guide. For more guidance, see our How to Choose a Plano Townhome, learn Understanding HOA Fees in Texas, and read Why a Realtor® Matters in New‑Construction Purchases.

Before you stack these two options against each other, request the same set of facts for both. Square footage alone makes a weak comparison.

Townhome comparison: 1897 Townhomes Addition vs Collin Creek

Two named options dominate the Plano townhome data: The 1897 Townhomes Addition and Collin Creek Townhomes. Both showcase a private balcony and a game room; 1897 adds a loft, while Collin Creek boasts a larger balcony footprint.

The size gap is modest. 1897 averages 1,910 sq ft; Collin Creek averages 1,960 sq ft—a 50‑sq‑ft difference. The broader research sample spans 1,794 to 1,939 sq ft, so both sit comfortably within the market range.

Decision point	1897 Townhomes Addition	Collin Creek Townhomes
Average size	1,910 sq ft	1,960 sq ft
Private balcony	Listed	Listed (larger)
Game room	Listed	Listed
Loft	Listed	—
Best comparison question	Is the loft space worth the trade‑off in balcony size?	Does the larger balcony justify any price premium?

This table is a screening tool, not a valuation engine. A larger floor plan doesn’t automatically justify a higher offer. You still need current sales data, tax information, condition reports, and the full HOA package.

A separate Plano townhome listing adds useful context: one unit was described with a rear‑entry two‑car garage, and its HOA covered front‑yard care, exterior maintenance, and pest control. Those details illustrate why HOA coverage can be as decisive as the number of rooms.

That example isn’t a direct price match for 1897 or Collin Creek, but it reminds you to compare the entire ownership package. You can also review a current townhome example through a Frisco listing to see how another North Texas market describes layout and upkeep.

The decision rule is simple: choose the floor plan that aligns with your real‑life use, then verify fees and documents before assigning a dollar value to the extra space.

What to verify before touring or making an offer

Notice: Buyers must have a Realtor® with them before entering a builder’s office. This protects you from losing professional representation. Please ensure a licensed Realtor® is present.

Townhomes for sale in Plano, TX often leave key cost details out of public records. Treat every missing piece as a to‑do item, not as proof that the cost is negligible.

Confirm the HOA package

Ask for the declaration, bylaws, current budget, resale certificate, rules, insurance information, and any notice of a special assessment. Clarify exactly what the monthly fee covers—exterior maintenance, shared amenities, landscaping, pest control, or only a narrow set of services.

Agency relationships and the role of a real‑estate license holder are critical to understand. Buyers must have a Realtor® with them before walking into or speaking with any builder representative; after speaking with a builder, the builder will not honor representation by an agent. This protects you from losing professional advocacy mid‑process.

Check the physical condition

1. Inspect the roofline, siding, windows, balcony surface, and visible drainage.
2. Determine whether the garage is attached, rear‑entry, or shared.
3. Test water pressure and watch for leaks near bathrooms and the laundry area.
4. Request repair records and the age of major systems (HVAC, water heater, etc.).
5. Confirm which items belong to the unit versus the HOA.

Don’t rely on a model unit or a staged room. You need the exact condition of the unit you’re eye‑ing. A professional inspection can uncover hidden problems, but it doesn’t replace a thorough review of HOA documents.

Check the money before writing

Property taxes, homeowner’s insurance, HOA dues, lender fees, and ongoing maintenance all shape your monthly budget. Because the public research sample omits HOA fees for Plano options, a written estimate becomes even more crucial.

Ask how the offer price stacks up against recent townhome sales. Then probe what happens if the appraisal comes in below contract price. Real‑estate contracts and loan terms can be complex; lean on licensed professionals—agents, attorneys, accountants—for guidance.

Key Takeaway: Do not compare townhomes by square footage alone. Compare the fee package, condition, documents, and likely monthly cost.

Not every townhome makes it onto the MLS

In Plano, a surprising number of townhouses are sold off‑MLS, through private networks, or directly by builders who keep the listings under the radar. Those “pocket listings” can offer excellent value, but they’re invisible to the casual buyer scrolling through public portals. That’s another reason to partner with a knowledgeable Realtor®—they have access to pocket listings, upcoming developments, and insider market intel that the average consumer never sees.

Working with a trusted realtor ensures you’re not just reacting to what’s posted online, but proactively exploring every avenue, including off‑market opportunities that might align perfectly with your budget and lifestyle.

If you’re casting a wider net across North Texas, you might also explore three‑bedroom homes for sale in Little Elm when layout flexibility trumps city boundaries.

FAQ

How much do townhomes for sale in Plano TX cost?

The research shows one disclosed price of $425,000 for a 1,939‑square‑foot Plano townhome. That figure isn’t a citywide average. Request current comparable sales because public listings often omit updates, concessions, and HOA costs.

What floor plans are listed at 1897 Townhomes Addition and Collin Creek?

The named floor plans in the research are the 1897 Townhomes Addition (≈1,910 sq ft) and Collin Creek Townhomes (≈1,960 sq ft). The former adds a loft; the latter features a larger balcony.

Are HOA fees listed for Plano townhomes?

HOA fees are missing from every record in the research sample. Buyers should request the current fee, budget, insurance details, rules, and any assessment notices before making an offer. The monthly fee may cover services that dramatically affect total ownership cost.

Is Tommye McCeig a good resource for a Plano townhome search?

Tommye McCeig can help buyers review local listings, compare property details, and pinpoint questions about HOA records and offer terms. The brokerage doesn’t replace an inspector, lender, attorney, or tax professional; it simply organizes the review process and clarifies next steps.

What should I ask before touring a townhome?

Ask for the current price, HOA fee, fee coverage, recent assessments, unit condition, parking details, and any known restrictions. For Plano townhomes, also confirm whether the public listing data is complete. A concise checklist can save a second trip and curb surprise costs later.

Conclusion

Kick off your search with Tommye McCeig if the market feels murky, especially when HOA fees or property details are missing. I have completed many townhouse sales, so I know how critical a trusted Realtor® is to navigating hidden data and unlisted inventory. Next, secure the current documents for the unit you plan to tour, then stack its total monthly cost against the 1897 Townhomes Addition and Collin Creek layouts. Remember, you need a Realtor® by your side before you step into any builder’s office; once you speak with a builder, they’ll no longer honor your agent’s representation. With that safety net in place, you’ll be set to craft a sensible review plan without pressure.